The HECS Housing Scheme: Australia’s Latest Recipe for Disaster Imagine you’re a young couple, working hard, saving every cent for a home. You finally scrape together a deposit, only to find out that house prices have jumped—again. Why? Because the government and the banks have cooked up yet another scheme to artificially inflate the market. Their latest idea? Ignore HECS debt when calculating home loans. Yes, really. Now, at first glance, that might sound like a good thing. “Look, young people can finally afford homes!” the politicians will say. But dig a little deeper, and you’ll see this for what it is—yet...